User Terms and Conditions for Lance Surety Bonds by Lance Surety Bond Associates, Inc

Introduction

Lance Surety Bond Associates, Inc. (also known as Lance Surety Bonds) is committed to protecting your personal data and respecting your privacy. Founded in 2010 and registered in the USA under registration number 3947101, our company specializes in providing surety bonds to businesses.

This Privacy Policy outlines how we collect, process, and share your personal data in compliance with applicable laws, including U.S. data protection laws (such as CCPA for California-based customers) and U.S. Federal Trade Commission (FTC) regulations. It also details your rights and our procedures regarding data protection.

Scope and Modifications

These Terms apply to all visitors, users, and others who access or use the Website. They cover all content, materials, features, and services provided on or through the Website—including Surety bonds for businesses in the Surety bond industry.

We reserve the right to modify, update, or replace these Terms at any time without prior notice. The most current version will be posted on the Website (https://www.lancesuretybonds.com/). Your continued use of the Website following any changes constitutes your acceptance of the revised Terms.

Conditions of Use

By continuing to utilize our Website, you agree to the following terms and conditions. If you purchase a surety bond or services from Lance Surety Bond Associates, Inc., the terms and conditions specified in your policy or indemnity agreement will apply.

User Obligations

By using the Website, you agree to:

  • Lawful Use: Use the Website solely for lawful purposes and in a manner that does not infringe on the rights of others.
  • Accuracy and Authenticity: Provide accurate, current, and complete information when interacting with the Website.
  • Prohibited Activities:
    • Do not reproduce, copy, distribute, transmit, or modify any part of the Website without written permission.
    • Do not use the Website for spamming activities or unsolicited commercial communications.
    • Do not upload or transmit unlawful, defamatory, obscene, or abusive content.
    • Do not interfere with Website operations or attempt unauthorized access.
  • Compliance: Adhere to all applicable local, state, national, and international laws, including U.S. data protection laws and FTC regulations.

Website Content

The content on our Website is intended to provide general information about surety bonds in the United States. Requirements change frequently, and we make no warranty regarding the accuracy or currency of the content. Users acknowledge that errors or inaccuracies may exist, and content is subject to change.

External Links

Our Website may contain hyperlinks to external sites not maintained or controlled by Lance Surety Bond Associates, Inc. These links are provided for informational purposes only and do not constitute endorsements. We are not responsible for the content of those external websites.

First-Year Premium Policy

If you purchase a surety bond from our agency, the first-year premium is fully earned upon issuance of the bond. After the first year, sureties typically allow for a pro-rated return of premium during subsequent renewal years. Please contact our agency if you have any questions.

Privacy

We take the privacy and protection of our customers' personal information very seriously. To learn more, please read our Privacy Policy (https://www.lancesuretybonds.com/privacy-policy).

Accounts and Security

  • Account Responsibility: If you create an account, you are responsible for maintaining confidentiality and all activities under your account. Notify us immediately of unauthorized use.
  • No Guarantee of Service: While we strive for uninterrupted access, we do not guarantee the Website will always be available or error-free.

Affiliate Relationships and Third-Party Content

  • Affiliate Disclaimer: We may earn commissions from purchases made through affiliate links on the Website. However, we do not endorse third-party content, products, or services.
  • Third-Party Content: Content from third parties does not necessarily reflect our views, and we do not guarantee its accuracy or completeness.

Intellectual Property

  • Ownership: All Website content—including text, images, logos, and software—is protected by copyright and other intellectual property laws. It is owned, controlled, or licensed by Lance Surety Bond Associates, Inc., registered in the USA under registration number 3947101.
  • Usage Restrictions: Unauthorized reproduction or modification of content is strictly prohibited and may result in legal action.

Disclaimers and Limitation of Liability

  • Disclaimer of Warranties: The Website and its content are provided "as is" without any warranties, express or implied.
  • Limitation of Liability: Lance Surety Bond Associates, Inc. and its affiliates are not liable for any direct, indirect, incidental, or consequential damages arising from the use of the Website.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the USA. Any disputes arising from these Terms or Website use shall be subject to the exclusive jurisdiction of Pennsylvania courts.

Miscellaneous

  • Entire Agreement: These Terms, along with our Privacy Notice and Website Disclaimer, constitute the entire agreement between you and Lance Surety Bond Associates, Inc.
  • No Waiver: Failure to enforce any provision does not constitute a waiver.
  • Severability: If any provision is deemed invalid, the remaining provisions remain in full force.
  • Language: The English version of these Terms prevails over any translation.

Call to Action

Explore our Website (https://www.lancesuretybonds.com), subscribe to our newsletter for the latest surety bond insights, and follow us on social media for updates in the surety bond sector. Users who do not agree with these Terms must not access or use the Website.

Additional Information

  • Company Founding: 2010
  • Target Audience: Businesses
  • Expertise: Surety Bonds
  • Cookie Management: See our Cookie Settings page (https://www.lancesuretybonds.com/cookies).
  • Retention Policy: Data is retained for 5 years, as per regulatory requirements.